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Commercial Insurance That Works as Hard as You Do

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Smart Protection for Local Businesses and Big Ideas

From contractors and consultants to retail shops and real estate groups, every business faces risks. The right insurance turns uncertainty into stability. At First Insurance Group, we help business owners across Maryland and the Mid-Atlantic secure customized commercial coverage — so they can focus on growth, not guesswork. Our licensed agents work with top national carriers to build policies that meet state requirements and exceed expectations.

Tailored Coverage. Local Guidance. Stronger Business Foundations.

Types of Commercial Insurance We Offer

General Liability
Covers bodily injury, property damage, and legal defense if your business is held responsible.

Commercial Property
Protects your building, inventory, equipment, and more from fire, theft, and other events.

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Business Owner’s Policy (BOP)
A cost-effective bundle combining liability and property coverage for small to mid-size businesses.

Workers' Compensation
Required in most states — covers medical costs and lost wages if employees are injured on the job.

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Commercial Auto
Insures company-owned vehicles and drivers on the clock.

Professional Liability (E&O)
Protects service-based businesses against claims of errors, omissions, or negligence.

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FAQ

  • What types of businesses do you insure?

    We provide coverage for personal cars, trucks, SUVs, motorcycles, and classic cars.

  • Do I need insurance if I work from home?

    We compare multiple options from trusted providers to ensure you get the best coverage at the best price—without unnecessary extras.

  • How much coverage do I need?

    It depends on your industry, number of employees, assets, and risk exposure. We’ll guide you through a needs assessment.

  • What’s the benefit of bundling policies?

    It depends on the provider and network. We’ll help you explore plans that include your preferred doctors and healthcare facilities.

  • Can you help with certificates of insurance (COIs)?

    Private health insurance is purchased individually, while employer-provided plans are offered through your workplace. We can help you compare your options to see what fits best.

  • How do I update my policy as my business grows?

    Easy — just give us a call. We’ll review your changes and adjust coverage to match your new needs.